When comparing health insurance plans, assess the coverage, which includes hospitalization, day-care procedures, and pre- and post-hospitalization expenses. Look at the sum insured and ensure it fits your medical needs. Compare premium costs, balancing affordability with benefits. Consider waiting periods for pre-existing conditions and the network of cashless hospitals. Evaluate any additional riders like maternity or critical illness coverage, as these can enhance the plan. Check for claim settlement ratios to ensure timely processing of claims. Finally, review customer feedback and consider plans that provide the best combination of comprehensive coverage, premium value, and a reliable service provider.
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